Effective Date: 02/19/2025
Welcome to the website of LightWorkers Home Loans, Inc. ("LightWorkers," "we," "our," or "us"). Please read these Terms of Use ("Terms") carefully before accessing or using our website. By visiting or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy (the "Privacy Policy").
If you do not agree to these Terms, please discontinue use of our website.
Use of Website
You may use our website only for lawful purposes. You agree not to:
Violate any applicable laws, regulations, or third-party rights;
Upload, transmit, or distribute any harmful, offensive, or unlawful content, including viruses, spam, or malware;
Attempt to gain unauthorized access to our systems or interfere with the proper functioning of our website;
Use automated tools, bots, or data-mining techniques without our prior written consent.
Text Message Consent and Communication
By providing your phone number via our website forms or by texting us, you expressly consent to receive SMS/text messages from LightWorkers Home Loans, Inc. These messages may include:
Updates on loan applications;
Responses to inquiries;
General business communications.
Message frequency will vary. Message and data rates may apply.
Reply STOP to opt-out at any time.
Reply HELP for assistance.
For more information, please see our Privacy Policy.
Intellectual Property
All content on this website - including text, graphics, logos, images, video, design elements, and software - is the property of LightWorkers Home Loans, Inc. or its licensors, unless otherwise stated. Unauthorized use, reproduction, or distribution of our content is strictly prohibited without our prior written consent.
Links to Third-Party Websites
Our website may contain links to third-party websites or resources. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for any third-party content, products, or services. Your access to and use of such third-party sites is at your own risk.
Disclaimers & Limitations of Liability
All loan programs, terms, offers, and promotional information described on this website are subject to change without notice.
While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, reliability, or completeness of the content on our website.
We do not guarantee that the website will be uninterrupted, secure, or free of errors or viruses.
LightWorkers Home Loans, Inc. is not liable for any direct, indirect, incidental, or consequential damages arising out of or related to your use of (or inability to use) this website.
Indemnification
You agree to indemnify, defend, and hold harmless LightWorkers Home Loans, Inc., its officers, directors, employees, affiliates, and agents from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the website, your violation of these Terms, or your infringement of any rights of a third party.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.
Changes to Terms of Use
We reserve the right to update or modify these Terms at any time without prior notice. If changes are material, we will provide notice by posting an announcement on our website or by sending you an email. Continued use of our website after changes are posted constitutes your acceptance of the revised Terms.
Contact Us
If you have any questions about these Terms of Use, please contact us:
LightWorkers Home Loans, Inc. 1600 Golf Road, Suite 1200 Rolling Meadows, IL 60008 Email: support@lightworkershomeloans.com 📞 Phone: 224-228-6714
