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Loan Officer Bio Card
SCOTSMAN GUIDE TOP ORIGINATOR 2022 & 2023

Hank Metzger

Co-Founder · NMLS #955819
Hank was ranked No. 1 in the nation for refinance loan origination in both total loans closed and dollar volume — an achievement recognized by the Scotsman Guide two years in a row. In a single year, he closed 1,330 loans totaling $500 million, and over the course of his career has funded more than $3 billion in home loans. His approach is straightforward: find the right loan for each client's specific situation and guide them through the process with efficiency and care.
"I thrive on helping clients find a loan program tailored to their specific needs while working with them throughout the process to ensure a quick, efficient, and smooth experience." — Hank Metzger
$3B+
Career Volume
1,545 
Loans in One Year
No. 1
Nationally Ranked
2022–23
Scotsman Guide
Loan Officer Bio

David Clark 

Co-Founder · NMLS #716780

There are approximately 225,000 licensed loan officers in the United States. David Clark has been ranked No. 2 among all of them—not once, but consistently, year after year. That kind of sustained excellence across multiple market cycles doesn't happen by accident. It comes from 20+ years of mastering the craft and an unwavering dedication to the clients he serves.

A Top Ranked Scotsman Guide Loan Officer, David has built one of the most remarkable records of production in the industry. His clients consistently describe working with him as refreshingly straightforward—he listens first, recommends second, and never stops working until the deal is done.

"Twenty years in this business has taught me that every client deserves a loan officer who listens first and recommends second. My goal is simple: find the right solution for your situation and make the process as smooth as possible." — David Clark

No. 2

Nationally Ranked

20+

Years Experience

225,000

LOs Nationwide

Multi-year

Consistent Ranking
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Work with the Nation's Best 

Work with proven industry leaders. Lightworkers features two of the nation's top-ranked mortgage loan originators, giving you direct access to the highest level of residential lending expertise and closing power. 

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Low Credit Approval
Don't let a low credit score hold you back. We specialize in flexible residential loan programs with lenient guidelines, helping you find a smart path to loan approval. 

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Zero Up Front Fee's 

At Lightworkers Home Loans, we believe in clear, honest financing. There are no up front cost to review your application, or pre approve your loan. 

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Client- First Commitment

Experience a higher standard of client care. We pride ourselves on clear communication and a completely transparent process from start to finish and beyond closing. Working to ensure a seamless experience backed by genuine, honest service. 

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GETTING YOUR HOME LOAN
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Simple, Smart Residential Loans

LightWorkers Home Loans is a trusted mortgage broker offering personalized residential loan solutions for homebuyers, homeowners, and real estate investors. We proudly serve borrowers in California, Illinois, Indiana, Texas, Florida, Pennsylvania, Colorado, and Georgia.

Our experienced mortgage professionals will help you compare your options and choose financing that fits your goals, income, and unique financial circumstances.

Mortgage Loan Programs

  • Home Purchase Loans: FHA, VA, Conventional, Jumbo, USDA, and Non-QM loan options.
  • First-Time Homebuyer Programs: Flexible mortgage solutions and down payment assistance options for qualified buyers.
  • Self-Employed and 1099 Loans: Bank Statement Loans and alternative income documentation programs.
  • Mortgage Refinancing: FHA Streamline, VA IRRRL, USDA Streamline, Conventional, Jumbo, and Cash-Out Refinance programs.
  • Real Estate Investor Loans: DSCR loans that may qualify borrowers based on a property’s rental income potential.
  • Home Equity Solutions: HELOCs and second mortgages for renovations, education expenses, debt consolidation, and other financial needs.

Personalized Mortgage Guidance

Whether you are buying your first home, refinancing your current mortgage, investing in real estate, or accessing your home equity, LightWorkers Home Loans provides clear guidance throughout the mortgage process.

Our knowledgeable team is here to answer your questions, explain your loan options, and help you move from application to closing with confidence.

Explore your mortgage options today and discover a simpler, smarter path to home financing.

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